Lazenby Associates | Commercial Finance ABL Services

 
 

Services

BUSINESS VALUATION SERVICES

 


COMMERCIAL FINANCE ABL SERVICES

From a $1 million unsecured loan to a complex, cross-border, agented, syndicated transaction in Europe to a synthetic, collateralized debt obligation vehicle comprised of $1 billion national amount of credit default swaps, Lazenby & Associates provides considerable expertise with national representation to a broad spectrum including the world’s largest financial institutions and commercial banks, insurance companies, finance companies, investment banks and asset managers.

Our teams have significant experience in the following areas:

Commercial Asset Finance
Financing/leasing of fixed assets to companies for: expansion, refinancing, sale lease-backs, or debt recapitalization.

Equipment Financing
General equipment financing which provides funding for: expansion, refinancing, sale lease-backs, debt recapitalization or major projects.

Equipment Leasing
General equipment financing which provides leasing of fixed assets to companies for: expansion, refinancing, sale lease-backs, debt recapitalization or major projects.

Plan of Reorganization
Financing package to exit bankruptcy.

Term Loans
Loans made against the value of fixed assets amortized on a scheduled basis.

Asset Based Credit Facilities
Asset-based lending facilities including; revolving lines of credit based on accounts receivable and inventory, as well as term loans based on machinery & equipment and real property, as well as term loans based on machinery, equipment and real property.

 

 
 
 

Pre-loan surveys

Pre-funding/takeover exams

Recurring field exams/collateral monitoring

Securitization examinations

Evaluation of internal controls and reporting capabilities

Workout assistance

Specific assignments or special agreed upon procedures

Complete outsourcing of field exams or supplement internal staff

Fraud investigations and forensic accounting services

Financial statement analysis

Review of projections/assumptions

EBITDA and cash flow analysis

Expert witnesses

Ability to perform multi-location/cross border examinations

Additional Consulting Services provided to Lenders:

Develop/assist in self-assessment procedures (Sarbanes/Oxley)

Review of operational procedures

Review of portfolio management, collateral monitoring and underwriting procedures

Review/development of loan portfolio reporting

Assist in the development of annual forecasts/models

Customer profitability analysis

Deal cost analysis